STRAWBERRY: annexure-VII
REPAYMENT OF TERM LOAN
Term Loan - Rs.120.00
thousand
Moratorium - 12
Months
Repayment - 5
Years
Gestation Period - 6
Months
Installment Amount - Rs.10.91
thousand
Installment Nos. - 11
Interest Rate - 12%
(Rs. In thousand)
|
Year |
Principal Amount |
Installment |
Outstanding |
Interest |
|
|
Half |
Yearly |
||||
|
Year 0 |
120.00 |
0 |
120.00 |
7.20 |
7.20 |
|
1 |
|
0 |
|
|
|
|
2 |
|
|
|
|
|
|
Year 1 |
120.00 |
0.00 |
120.00 |
|
14.40 |
|
1 |
|
10.91 |
|
|
|
|
2 |
|
|
109.09 |
6.55 |
12.44 |
|
Year 2 |
109.09 |
10.91 |
98.18 |
5.89 |
|
|
1 |
98.18 |
10.91 |
87.27 |
5.24 |
9.82 |
|
2 |
|
|
|
|
|
|
Year 3 |
87.27 |
10.91 |
76.36 |
4.58 |
7.20 |
|
1 |
76.36 |
10.91 |
65.46 |
3.93 |
|
|
2 |
|
|
|
|
|
|
Year 4 |
65.46 |
10.91 |
54.55 |
3.27 |
4.58 |
|
1 |
54.55 |
10.91 |
43.64 |
2.62 |
|
|
2 |
|
|
|
|
|
|
Year 5 |
43.64 |
10.91 |
32.73 |
1.96 |
1.96 |
|
1 |
32.73 |
10.91 |
21.82 |
1.31 |
|
|
2 |
|
|
|
|
|
|
Year 6 |
21.82 |
10.91 |
10.91 |
0.65 |
0.00 |
|
1 |
10.91 |
10.91 |
0.00 |
0.00 |
|
|
2 |
|
|
|
|
|
|
|
|
120.00 |
|
|
|
annexure-VII(A)
REPAYMENT SCHEDULE
(Rs. in thousand)
|
Particulars |
Year 1 |
Year 2 |
Year 3 |
|
Net Accruals
|
184.69 |
184.90 |
184.90 |
|
Interest
Added Back |
|
|
|
|
Loan-
Balance at Year End |
120.00 |
98.18 |
76.36 |
|
Bank Loan |
120.00 |
98.18 |
76.36 |
|
Repayment
(6years, half yearly) |
14.40 |
34.25 |
31.64 |
|
Principal |
0.00 |
21.82 |
21.82 |
|
Bank Loan |
0.00 |
21.82 |
21.82 |
|
Interest |
14.40 |
12.44 |
9.82 |
|
Bank Loan |
14.40 |
12.44 |
9.82 |
|
Net
Surplus |
170.29 |
150.65 |
153.26 |