AONLA: annexure-VII 
 

REPAYMENT OF TERM LOAN

Term Loan - Rs.37.50 thousand

Moratorium - 72 Months

Repayment - 5 Years

Installment Amount - Rs.3.41 thousand

Installment Nos. - 11

Interest Rate - 12%

(Rs. In thousand)

Year	Principal Amount	Installment	Outstanding	Interest
				Half	Yearly
Year 0	37.50	0.0	37.50	2.25	2.25
1		0
2
Year 1	37.50	0.00	37.50		4.50
1		0.00
2			37.50	2.25	4.50
Year 2	37.50	0.00	37.50	2.25
1	37.50	0.00	37.50	2.25	4.50
2
Year 3	37.50	0.00	37.50	2.25	4.50
1	37.50	0.00	37.50	2.25
2
Year 4	37.50	0.00	37.50	2.25	4.50
1	37.50	0.00	37.50	2.25
2
Year 5	37.50	0.00	37.50	2.25	4.50
1	37.50	0.00	37.50	2.25
2
Year 6	37.50	0.00	37.50	2.25	4.30
1	37.50	0.00	37.50	2.25
2
Year 7	37.50	3.41	34.09	2.05	3.48
1	34.09	3.41	30.68	1.84
2
Year 8	30.68	3.41	27.27	1.64	2.68
1	27.27	3.41	23.86	1.43
2
Year 9	23.86	3.41	20.45	1.23	1.84
1	20.45	3.41	17.05	1.02
2
Year 10	17.05	3.41	13.64	0.82	0.61
1	13.64	3.41	10.23	0.61
2
Year 11	10.23	3.41	6.82	0.41	0.20
1	6.82	3.41	3.41	0.20
2
Year 12	3.41	3.41	0.00	0.00	0.00
1	0.00	0.00	0.00	0.00
2
		37.50

annexure-VII (A)

REPAYMENT SCHEDULE

(Rs. in thousand)

Particulars	Year 1	Year 2	Year 3	Year 4	Year 5
Net Accruals	6.15	16.35	28.25	42.45	51.35
Interest Added Back
Loan- Balance at Year End	37.50	30.68	23.86	17.05	10.23
Bank Loan	37.50	30.68	23.86	17.05	10.23
Repayment (6years, half yearly)	4.50	11.32	11.11	10.30	9.48
Principal	0.00	6.82	6.82	6.82	6.82
Bank Loan	0.00	6.82	6.82	6.82	6.82
Interest	4.50	4.50	4.30	3.48	2.66
Bank Loan	4.50	4.50	4.30	3.48	2.66
Net Surplus	1.65	5.03	17.14	32.15	41.87