BUTTON MUSHROOM: annexure-VI
REPAYMENT OF TERM LOAN
Term Loan - Rs.32.10
Lakhs
Moratorium - 8
Months
Repayment - 5
Years
Gestation Period - 6
Months
Installment Amount - Rs.2.92
Lakhs
Installment Nos. - 11
Interest Rate - 12%
(Rs. In Lakhs)
|
Year |
Principal Amount |
Installment |
Outstanding |
Interest |
|
|
Half |
Yearly |
||||
|
Year 0 |
16 |
- |
16 |
0.90 |
0.90 |
|
1 |
|
|
|
|
|
|
2 |
|
|
16 |
0.90 |
2.60 |
|
Year 1 |
32 |
- |
32 |
1.80 |
|
|
1 |
32 |
- |
32 |
1.80 |
3.40 |
|
2 |
|
|
|
|
|
|
Year 2 |
32 |
3 |
29 |
1.60 |
2.70 |
|
1 |
29 |
3 |
26 |
1.40 |
|
|
2 |
|
|
|
|
|
|
Year 3 |
26 |
3 |
23 |
1.30 |
2.10 |
|
1 |
23 |
3 |
20 |
1.10 |
|
|
2 |
|
|
|
|
|
|
Year 4 |
20 |
3 |
18 |
1.00 |
1.40 |
|
1 |
18 |
3 |
15 |
0.80 |
|
|
2 |
|
|
|
|
|
|
Year 5 |
15 |
3 |
12 |
0.60 |
0.80 |
|
1 |
12 |
3 |
9 |
0.50 |
|
|
2 |
|
|
|
|
|
|
Year 6 |
9 |
3 |
6 |
0.30 |
0.20 |
|
1 |
6 |
3 |
3 |
0.20 |
|
|
2 |
|
|
|
|
|
|
Year 7 |
3 |
3 |
0 |
0.00 |
0.00 |
|
1 |
0 |
0 |
0 |
|
|
|
2 |
|
|
|
|
|
|
|
|
32 |
|
|
|
annexure-VI (A)
REPAYMENT SCHEDULE
(Rs. in Lakhs)
|
Particulars |
Year 1 |
Year 2 |
Year 3 |
Year 4 |
Year 5 |
Year 6 |
Year 7 |
|
Net Accruals
|
23.30 |
22.20 |
20.90 |
19.70 |
18.68 |
17.80 |
17.10 |
|
Interest
Added Back |
|
|
|
|
|
|
|
|
Loan-
Balance at Year End |
|
|
|
|
|
|
|
|
Bank Loan |
32.10 |
26.30 |
20.40 |
14.60 |
8.75 |
2.90 |
0.00 |
|
Repayment |
2.60 |
9.20 |
8.60 |
7.90 |
7.28 |
6.60 |
3.10 |
|
Principal |
0.00 |
5.80 |
5.80 |
5.80 |
5.84 |
5.80 |
2.90 |
|
Interest |
2.60 |
3.40 |
2.70 |
2.10 |
1.44 |
0.80 |
0.16 |
|
Net
Surplus |
20.70 |
13.00 |
12.40 |
11.80 |
11.40 |
11.20 |
14.00 |