Annexure-VIII
Project for Cultivation of Guava( With Drip Irrigation)
DEPRECIATION
						(Rs In Thousands)
PARTICULARS		Value	Total	DEPRECIATION	DEPRECIATION
				( % )	( AMOUNT)
BUILDINGS		43.50	43.50	3.34	1.45
PLANT & MACHINERY		61.00	61.00	5.28	3.22
COST OF PLANTATION		20.50	20.50	10.00	2.05
TOTAL		125.00	125.00		6.72
							Annexure-VII A
REPAYMENT  SCHEDULE
								(Rs In Thousands)
PARTICULARS			Year I	Year II	Year III	Year IV	Year V	Year VI
NET ACCURALS			19.00	24.90	18.67	18.46	16.03	24.75
INTEREST ADDED BACK
LOAN- BALANCE AT YEAR END			30.68	23.86	17.05	10.23	3.41	-3.41
BANK LOAN			34.09	27.27	20.45	13.64	6.82	0.00
REPAYMENT ( 6YEARS, HALF YEARLY)			7.91	10.70	9.89	9.07	8.25	7.43
PRINCIPAL			3.41	6.82	6.82	6.82	6.82	6.82
BANK LOAN			3.41	6.82	6.82	6.82	6.82	6.82
INTEREST			4.50	3.89	3.07	2.25	1.43	0.61
BANK LOAN			4.50	3.89	3.07	2.25	1.43	0.61
NET SURPLUS			11.09	14.20	8.78	9.40	7.78	17.32
					Annexure-VII
	REPAYMENT OF TERM LOAN				(Rs In Thousands)
TERM LOAN	37.50			INSTALMENT AMT.	3.41
MORATORIUM	36 MONTHS			INSTALMENT NOS.	11
REPAYMENT	5 YEARS			INTEREST RATE	12%
GESTATION PERIOD	24 MONTHS
YEAR	PRINCIPAL AMOUNT	INSTALMENT	OUTSTANDING	INTEREST																												DEFERED INTEREST OF CANARA BANK
				HALF YEARLY	YEARLY
year o	37.50	0	37.50	2.25	2.25																											PERIOD	DEFERED	INTEREST	TOTAL	INSTALLMENT	OUTSTANDING
1		0																														ENDING	INTEREST	ON INTEREST	INTEREST
2																																31-3-97	0.14	0	0.14		0.14
year 1	37.50	0.00	37.50		4.50																											30-6-97	7.48	0.005548	7.625548	0	7.625548
1		0.00			.																											30-9-97	11.87	0.302162	19.79771		19.79771
2			37.50	2.25	4.50																											31-12-97	12.58	0.784484	33.16219		33.16219
year 2	37.50	0.00	37.50	2.25																												31-3-98	12.58	1.314052	47.05625		47.05625
1	37.50	0.00	37.50	2.25	4.50																											30-6-98	16.06	1.864604	64.98085		64.98085
2																																		0	64.98085		64.98085
year 3	37.50	0.00	37.50	2.25	3.89
1	37.50	3.41	34.09	2.05
2
year 4	34.09	3.41	30.68	1.84	3.07
1	30.68	3.41	27.27	1.64
2
year 5	27.27	3.41	23.86	1.43	2.25
1	23.86	3.41	20.45	1.23
2
year 6	20.45	3.41	17.05	1.02	1.43
1	17.05	3.41	13.64	0.82
2
year 7	13.64	3.41	10.23	0.61	0.61
1	10.23	3.41	6.82	0.41
2
year 8	6.82	3.41	3.41	0.20	0.00
1	3.41	3.41	0.00	0.00
2
year 9	0.00	0.00	0.00	0.00	0.00
1	0.00	0.00	0.00	0.00
2
year 10	0.00	0.00	0.00	0.00	0.00
1	0.00		0.00	0.00
2
		37.50